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BARCELONA
- INSURANCE |
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| Vacation
Rentals in Barcelona |
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A typical travel
insurance policy usually
provides cover for loss
of baggage, tickets and
- up to a certain limit
- cash or cheques, as
well as cancellation or
curtailment of your
journey. Many policies
can be chopped and
changed to exclude
coverage you don't need
- for example, sickness
and accident benefits
can often be excluded or
included at will. If you
do take medical coverage
(EU citizens should see
"Health" in
the Directory),
ascertain whether
benefits will be paid as
treatment proceeds or
only after return home,
and whether there is a
24-hour medical
emergency number. When
securing baggage cover,
make sure that the
per-article limit -
typically under £500 -
will cover your most
valuable possession. If
you need to make a
claim, you should keep
receipts for medicines
and medical treatment,
and in the event you
have anything stolen,
you must obtain an
official statement from
the police.
Before paying
for a new policy,
however, check whether
you are already covered:
some all-risks home
insurance policies
may cover your
possessions when
overseas, and many
private medical schemes
include cover when
abroad. In Canada
, provincial health
plans usually provide
partial cover for
medical mishaps
overseas, while holders
of official
student/teacher/youth
cards in Canada and the
US are entitled to
meagre accident coverage
and hospital inpatient
benefits. Students
will often find that
their student health
coverage extends during
the vacations and for
one term beyond the date
of last enrolment.
Rough Guide travel
insurance
Rough Guides
offers its own travel
insurance, customized
for our readers by a
leading UK broker and
backed by a Lloyds
underwriter. It's
available for anyone,
of any nationality and
any age, travelling
anywhere in the world.
There are two main
Rough Guide insurance
plans: Essential
, for basic, no-frills
cover; and Premier
- with more generous
and extensive
benefits.
Alternatively, you can
take out annual
multi-trip insurance
, which covers you for
any number of trips
throughout the year
(with a maximum of 60
days for any one
trip). Unlike many
policies, the Rough
Guides schemes are
calculated by the day,
so if you're
travelling for 27 days
rather than a month,
that's all you pay
for. If you intend to
be away for the whole
year, the Adventurer
policy will cover you
for 365 days. Each
plan can be
supplemented with a
"Hazardous
Activities
Premium" if you
plan to indulge in
sports considered
dangerous.
For a policy quote
and to purchase your
cover, call the Rough
Guide Insurance Line
on UK freefone tel
0800/015 0906; US
freefone tel
1-866/220-5588; or, if
you're calling from
elsewhere tel +44
1243/621046.
Alternatively, you can
get an online quote
and buy your
insurance.
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